Appraisal services for Frankfort and Franklin County homeowners

See the top seven reasons KY homeowners need Marshall T. Flynn Real Estate Appraisals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Franklin county's assessment of your property
  3. Remove PMI to lower their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a KY divorce, when real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Franklin County or the state of KY

Own a home in or near Frankfort, KY and need help determining the value of it?
Contact Marshall T. Flynn Real Estate Appraisals.

At Marshall T. Flynn Real Estate Appraisals, we understand the individual needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a person not in the real estate field that most likely doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Marshall T. Flynn Real Estate Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experts in helping folks just like you do away with undesirable PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Marshall T. Flynn Real Estate Appraisals is your number one weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Marshall T. Flynn Real Estate Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have a seasoned professional double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Marshall T. Flynn Real Estate Appraisals can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.